By Keely Capel
There are so many things that can go wrong even if you were booking a package holiday that you need to ensure you have yourself covered in the event of cancellation. Whether it’s due to personal sickness, accident, emergency or down to events outside of your control such as airline strikes, freak acts of nature or companies going bust.
Ensuring you protect yourself from holiday cancellation is like being able to predict the unseen.
Whilst most travel agents and tour operators in the UK protect their passengers by bonding themselves with ABTA (Association of British Travel Agents) or ATOL (Air Travel organisers licensing) not all do, and if you are booking each element of your holiday independently you may find that there are gaps in which you may not be covered.
This is why you should always take up a travel insurance policy in addition to any coverage offered by the companies you use to book, as it will offer you protection for areas that you may not be covered for. However opting for the cheapest policy going, may not give you the level of protection you are expecting so always be sure to check the small print.
The key areas you need to ensure you holiday insurance policy covers to ensure you protect yourself from holiday cancellations are:
Flight Protection – ensuring you are covered if the airline you are traveling with should fail.
Delay and Cancellation – meaning that if you find your trip cancelled or delayed that you will receive compensation. You should also ensure this covers you if you miss your flight due to your own fault.
These two elements are essential to help you avoid incurring additional costs, or loss of money due to an unexpected cancellation.
It is also wise to take out this insurance as soon as you have made your travel arrangements, so ensure you are covered from that moment on. If you wait to activate your insurance policy until a later day, you will not be covered for events that take place between the booking for your holiday and the when the policy starts. So there is no point in waiting until an air strike is scheduled as the insurance companies will not pay out if this impacts your trip if you waited until it happened to take the policy.
To find you next holiday, search our Holiday Auctions which feature a number last minute holiday cancellations